Zero Annual Fee of Citibank Credit Card is a Big Scam

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I thought my faith in Citibank will finally be restored when they granted my application for a credit card after over ten years that I did not avail any of their products because of a traumatizing experience.  I'm sure all of us have heard 'horror stories' of Citibank's  violations of human rights in countries like Indonesia, etc.  where they send "T-H-U-G-S" to pressure card holders to pay up.  For a supposedly large and global financial institution, it's  surprising that they still employ barbaric methods in this computer age.  

I was minding my own business in one of the malls in the metro when I was approached by a Citibank credit card agent offering me their products and dangled the fake bait which is zero annual fee for life.  Little did I know that this agent omitted a big factor.  While I acknowledge that it is my fault for biting the bait, I still think that Citibank should not mislead anyone and prey on human weakness.  Anyone would jump at the chance if given a free annual fee for life.  It's a big chunk off the  financial obligations of a cardholder.


And so when my card was delivered at my doorstep, I immediately spread the word among my friends that I was able to avail of this product from Citibank free of annual fee for life.  I was wondering why my friends were not even reacting positively and went uh-huh..don't tell me you bought that?  I said, what?  What do you mean?  And they went, only if you reached a minimum of thousands every month, which is something I will never even dare spend using a credit card.  Oh, well.  I guess Citibank is at it again.  Poor, gullible me, Citibank had to make a fool of me for the nth time.  I've totally lost faith in the banking system in the country after that.  


I hold a lot of dogmas regarding kindness, positive thinking, and affirming oneself and others in order to rake in good karma and get what you want. Life is short, get rid of all negativities.

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