Your Daily Dose of Useful Stuff

I asked this question because there are many insurance companies around us that offer life insurance, car insurance, travel insurance, etc.   Sometimes they are scams and sometimes they are genuine.  I have attempted to buy an insurance policy a couple of times when I was younger, however, I would stop paying my premium after a year or a few months.  Until now, I still do not know if I should regret not pursuing it.  Because it has been 25 years ago since I bought an insurance (which I did not continue to pay) and had I did, I am either enjoying my so-called 'savings' now or be bawling my eyes out because I got scammed .   The latter one is not an attractive option for me, though.  The idea of insurance is actually like saving for a long period of time and after letting that money mature, we can withdraw that savings with interest.  Depending on the amount of time we let our money mature, we could get 100 percent of our total savings or premiums, which is not bad, co