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Relax and Learn a New Hobby: Strum the guitar

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Strumming the guitar might seem an old-fashioned hobby to some and can be boring to others.  I even know someone who thinks that strumming the guitar is a hobby of lonely people because that's how lonely people amuse themselves.  But I disagree, passionately.  Actually, I think strumming the guitar is neither old-fashioned or boring.  For me, it is a cool hobby as is playing other musical instruments.  I have always admired powerful people who play musical instruments like the former US President, Bill Clinton, who plays the sax.  It brings the more human, one-of-us side of him.  And when he jams with a band, he would look so cool, gray hair and all. I have just recently learned to strum the guitar.  I started to practice one chord a day and I assure you, it's not easy.  The skin under my fingers were screaming after three days.  So I had to take a break for a day.    One thing about this hobby is it is low maintenance. ...
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How to Secure a Better Future While You are Young and Employable

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For the first time in my life, I learned to truly appreciate the job of a financial advisor as well as that of an insurance underwriter.  I have just listened to a lecture about the basics of life insurance, probably I would call it Life Insurance 101.  It was a three-day seminar, kind of an orientation to what being an insurance underwriter or  a financial advisor is. It was a great discussion for those who are not very familiar about the concept of life insurance and boy, it made me want to learn more about this industry.   First of all, somebody who gives sound and knowledgeable advise regarding how one manages his/her finances is called a financial advisor, an insurance underwriter on the other hand assesses whether a person or a project deserves receiving an insurance.   An underwriter minimizes risk by conducting an evaluation of the person or the project applying for insurance coverage.   Each company has its own guidelines or reg...
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The Benefits of Coffee

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I learned just today from the Boy Abunda and Kris Aquino's show (yes, Cathy, I do watch it sometimes) when I think their topic is healthy (and not just products of some ramblings of some you-know-what) I used to just throw away used  ground coffee after having my brewed coffee every morning, but after listening to Boy enumerate the other uses of coffee, I will be doing otherwise. According to their guest, the proprietor of F salon, you can use your coffee as: 1. Body scrub - just squeeze calamansi (Philippine lemon) and honey (as antibacterial), vanilla and water, to get desired consistency and voila!!!, you have instant body scrub. You can start applying and scrubbing your body with it. 2. Deodorizer - Put your used ground coffee in a container and place it inside your refrigerator. It will absorb undesirable smell (especially if you don't regularly clean your ref).
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